Involved in a Car Accident With an Uninsured Driver? Here’s What You N

Several drivers in San Diego get behind the wheel without car insurance, even though it is mandatory. If you get into an accident with a driver in San Diego who is not insured or is only partially covered, you can still seek compensation. Even though the other driver’s insurance is not available, there are other options. In such cases, help from an experienced car accident lawyer in San Diego can be very useful.

Important things to do after an accident with an uninsured driver:

Claim Preparation

Correctly recording the sequence of events is important in the event of an accident with an uninsured driver. Insurance companies want you to submit clear details to consider and process a claim, and taking the right steps immediately after the mishap can bolster your chances of getting compensation.

Check Out for Medical Assistance

Don’t delay and get medical help as soon as possible. An investigation by a qualified medical professional can detect internal injuries even if you don’t experience any discomfort. It also creates a record proving that your injuries were caused by the accident.

Collect Crucial Data

Next, gather all necessary information at the accident site. Collect information such as the other driver’s name, their contact details, and the car number. Try to get their contact information from witnesses as well.

Immediately Check with the Police

Many people underestimate the importance of a police report. You should also call the police right away.

Dial 911 and report the accident from the scene, providing details. Make sure to inform the cops that the other driver is not insured.

Save Evidence

Save as much evidence as you can. If you are injured, your co-passenger, if any, can take photographs of the vehicles, the location, and any visible injuries.

Keep critical documents such as medical reports and police records, as these may be required later. Car accident lawyers San Diego can advise you on this critical aspect.

This also makes it easier to make the insurance claim and have it processed. Usually, insurance companies require detailed answers to questions about how the accident occurred and your injuries. Having this information handy for smoother processing of your claims.

Your health and safety should always come first, especially after a car accident. Even if you feel fine, go to the nearest hospital as soon as possible and get yourself checked. It is not uncommon for accident victims to feel symptoms soon after the accident. The stress and adrenaline from the crash can hide symptoms. It is best not discuss your injuries with an insurance company till you have consulted a doctor.

When you file a claim involving an uninsured motorist, your company may pay for certain losses, extending only up to the limits of your policy. In certain cases, where the other driver is partially covered or can cover part of the damage, you can get additional support from your insurer. You may need to pay a deductible before receiving payment if your insurance policy has one.

When to contact a car accident lawyer?

If you need help filing a claim after an accident with an uninsured driver, it is wise to speak with a lawyer as soon as possible. It may also happen that you are not offered fair compensation; in such a situation, a car accident lawyer at hhjtrialattorneys.com can help you. The best part of their service is free initial consultations. They will listen to your situation and explain your legal options without any fee.

Final Words

Having a lawyer on your side can help protect your rights when you need to settle accident injury claims with an uninsured driver. They can take you through the process even when you need to file a compensation claim with your own insurance company or any third party involved. Remember, legal support can make a real difference in your case.

ABOUT THE AUTHOR

Olivia Poglianich          

Content Strategist

Olivia Poglianich is a nomadic brand strategist and copywriter in the ski and snowboard space who has worked with brands such as Visa, Disney and Grey Goose. Her writing has taken her all over the world, from a Serbian music festival to a Malaysian art and culture event. Olivia is a graduate of Cornell University and is often writing or reading about travel, hospitality, the start-up ecosystem or career coaching. Her latest interests are at the intersection of web3 and communal living, both on and offline.